Vichar literally means inquiry.It refers to the spiritual reflection .
it includes purity of the intellect, so that you are governed by the intellect and not mind and senses.
Chariot of human personality:
Human personality is like a chariot with horses ,reins and driver.All these must have a certain order. The horses(senses) must be controlled by the reins(mind) and the reins themselves must be controlled by the driver (intellect).In turn intellect must be harmonised by the cosmic mind.
With everything in order , your personality moves to the right path of liberation.However with most people the chariot is left at the mercy of the horses to some extent, but there is no clear direction to the chariot.
What is substantial?
There are five types of inquiry. The first is reflection of what is purposeful,meaningful and subtantial in life.A time will come when you will have a examination, the great examination of death. The very first day you breathe in this world that examination date has been fixed. As you live on your mind must understand what is substantial and what is not.
What is Real?
The next aspect of vicharis inquiry into truth and falsehood,real and unreal. The world is a blend of both.Real is that which never changes, Unreal is constantly changing.We exist when the real world is set aside.you exist with the body as well as without it;the body is variable.You exist with the mind and senses as well as without them. What is variable is not real. That understanding is the goal of the second aspect of the inquiry.
Role of karma:
some people consider karma as the ultimate , in other words they are always thinking as to what to do in order to attain the highest.However it is not a question of what you must do,but what you must understand.Understanding reveals your inner nature,not quantitatively but qualitatively.The role of karma is to free you from mala (gross impurities) like anger ,hatred and greed. If your energies are properly utilised by the right activity,if you have a proper attitude in your action, then you free of anger and hatred. you find that you are in control of your mind.
A great amount of time is wasted when you are dominated by the mala. When your mind is involved in excessive hatred,uncontrolled temper and abnormal fear and insecurities your intellect becomes paralysed and cannot guide you. When you are able to control mala though good karmas done in the right way, your personality comes within the guidance of the intellect
God guides you
when you encounter difficult situations, vichar helps you remain unaffected. In baffling situations you will be able to receive inner guidance. if you become hysterical or agitated you will not find way.When you pray to god during adversity ,one quick response from god is that you mind relaxes and your mind becomes to guide you. God guides you through your own intellect.
Free intellect from ego
In majority of people , the intellect is left unexercised or unused. Intellect remains a servant of me and mine.As your intellect becomes purified ,you are deeply interested in discovering who am i?
Source: Tatvaloka